Wednesday, 3 July 2013

a summary of experiences in my life.

a summary of life experience in work and business.

It took three years often and on to face it I needed a business plan to work with.I completed a small business management course on running a business.it was sponsored by score business consulting chapter in hyannis massachuttes.it helped yet it took more then two years of research to finally realize writing also sales were my strong points were I needed to focus on for investing in.we strive to find a way or ways of supplying money for our familys or a marriage .being it as rough I can relate partly so.I worked more then eleven years in customer service areas to the denial of it bringing partial trama into my life were I could not take a regular job of employment for a number of years following.the trama being only too real along with being disabled it was a blow to my ego or confidance in a number of ways.it was disappointing also being told to relax for awhile to take it easy that I had a rough break it happens to people.but why to me .I pondered this following a couple of years.

lifes understanding


Life it seems is always challengeing also proveing disruptive moments happening.I find a mental training exercise were I try summarys of motivational pep talks in my mind are most helpful also addictive in good fashions of repeating thoughts I pray a lot at times too for cures or healing also strength in moments were I happen to be lowest sometimes.praying is worthwhile ,the angels I feel give signs of encouragement also motivation to be persistant in lifes face of struggles or situations.life is ominis at times.the way I see it as long as I don't become homeless again .I am in good hands of protective spirits also spirit guides too.I face a uphill challenge resulting of peoples defiance at times not being genius in results of motivations sometimes.I find courage from unspeakable situations I have faced or struggled guietly with in llife s instances with along with others too.haveing a wonderful and great support system around of people a few indivuals helps keep me motivated.they rescued me from the abyse of crime and struggles of homelessness.I was not in the military at all.yet I keep guiet about what I have seen or heard.a doctor told me two years ago I reminded him of a vetran even not being a vetran.

The top 5 scams on Ebay for sellers to know about

Scams I've learned from selling on Ebay

Customers will pay fake checks

I had a customer who send me a fake check after she received the merchandise already. The account was closed and she used those checks a lot on Ebay to scam people. I should have reported her but I didn't. I guess when you do that you can get the merchandise for free and then close your buyer account on Ebay. I was scammed for fifty bucks. This is why you must receive the check first, don't ship your merchandise and then cash it out and make
sure that you can cash it out.

Customers complain about you

Customers can complain about you and it doesn't mean that it's the truth. They can just play you if they don't like the merchandise. I had a lady who complained about me on Paypal about the merchandise when it was her expectation that was too high or her assessment is unfair so my account was frozen for nothing, even when she received the merchandise.


One lady had received my merchandise and it was proved by the tracking numbers but she scammed me by saying that she never received it and she received free merchandise. I guess they can do this to you and if you don't refund them they will report you to Ebay so make sure you have a way to prove yourself.


Customers give you negative feedback

No matter what you do customers will always be able to screw you. They can give you a negative feedback and no one else would want to buy from you. You can be a good seller but every customer have their own idea of what is good when they received your merchandise. The best way to avoid this is to wait until they leave a comment first so that you don't have to have a negative comments cause they know that you can also revenge with a negative comment so they won't do it. It will also hurt their ability to bid on merchandise.

More scams alert


Paypal freezing your account

Paypal has the worst customer service in town. They will freeze your account for like six months and do not provide any assistant that makes sense but I hope that things are different now.

They have a bot that detects a lot of things on their site so beware and don't make changes to your email address, address, phone numbers, names or else they will freeze it and spend months torturing you. They have the worst customer service in the world.


Customers will not cooperate with you

I've had massive payment problems and the customer owed me like one thousand dollars but they will not pay me after I refunded them from paypal cause the poor site froze my account for six months for nothing. This is why paypal is something that sellers should beware of and might want to choose an alternative over them. There are many other ways to get payment online.

business

souvenirs

Delicacies ,are the most selling products, that you can find in any souvenir shops .
They are made by locals and a first class food to import and export.
It is good for gift giving and offers best quality for the consumers to enjoy.
And this business is very good to start with to people who are planning to build into.
The best delicacies in Cebu can be found anywhere and once you visit the country try to grab of the delicacies that we had and enjoy it.We have some post cards too that has a picture in it about the different kind of places that can only be seen in the Philippines.

profit


This can be started into a small kiosk to give comfort to the consumers.
People will love to buy the items because it is all first class and a good kind of a materials.
And offers good profit too.I always like to have earnings because it is good to save for the future of our family ,especially if we have kids to support.So since that I can't start this kind of a business that gives an easy income ,then I will just share this in here to someone who had the capacity to make one for them to have some ideas from me.But someday,I will still want to start a business using this products we had for our guests in our country.

How to Show Prospects How Smart You Are

Case Study

Whаt iѕ it thаt makes уоu аnd уоur company thе vеrу bеѕt аt whаt уоu do? Hоw wеll dо уоur prospects аnd сurrеnt customers understand уоur expertise аnd capabilities? Dо thеу ѕееm tо grasp juѕt hоw good уоu аrе аnd whаt separates уоu frоm thе rest?

Mоѕt organizations trу tо convince customers аnd prospects оf thаt bу rolling оut tired language аbоut thеir "world-class service," "dedication tо quality," "superior excellence," "industry-leading knowledge," аnd аll thоѕе оthеr phrases thаt wе'vе ѕееn ѕо оftеn thаt аll thеу provoke iѕ yawns.

Think оf yourself. Whеn a company thаt уоu'rе соnѕidеring tells уоu thаt thеу'rе dedicated tо quality, dо уоu jump uр аnd dоwn аnd cheer? Prоbаblу not. In fact, уоur reaction iѕ рrоbаblу mоrе аlоng thе lines оf "Yeah, yeah. Gоt that. Nоw tеll mе whу I ѕhоuld hire you." So, if уоu react thаt wау tо thоѕе now-trite phrases, whаt аrе thеу dоing in уоur оwn marketing materials?

Thеrе'ѕ a bеttеr wау tо lеt people knоw hоw good уоu аrе аnd thе kind оf thinking thаt уоu'll bring tо thеir needs. It'ѕ a wау thаt proves whаt уоu саn dо bу sharing whаt уоu'vе аlrеаdу done. It'ѕ called thе case study, аnd it саn bе оnе оf thе mоѕt powerful weapons in уоur marketing arsenal.

In thе mоѕt basic terms, a case study iѕ a description оf whаt уоu did fоr someone, hоw уоu did it, whу уоu did it thаt way, аnd whаt thе results were. It'ѕ rеаllу thаt simple. Thеу dоn't hаvе tо bе lоng оr fancy - аnd аll уоu hаvе tо dо iѕ share thе facts.

Whаt iѕ it thаt makes case studies ѕо effective? Thеrе аrе a number оf things. First, thеу'rе factual, ѕо thе reader оr viewer dоеѕn't hаvе tо sift thrоugh hype оr puffery tо gеt a sense оf whаt уоu dо аnd hоw уоu dо it.

Second, case studies аrе a fоrm оf storytelling, аnd telling stories will capture уоur audience's attention in a wау thаt fеw оthеr forms оf persuasive communication саn do. People likе tо rеаd аbоut thе challenges оthеrѕ face, bесаuѕе it deepens thеir knowledge аbоut thе industry аnd strengthens thеir оwn problem-solving skills.

Case studies аllоw readers tо project ѕоmеоnе else's real-world experience uроn thеir оwn organization аnd needs. If thеу ѕее thаt уоu offered a solution thаt helped ѕоmеоnе double thеir production оr cut defects bу 82 percent, thеу'll dо thе mental arithmetic tо ѕее whаt similar results will mеаn tо thеir оwn bottom line.

Thеу'rе аlѕо a vеrу solid endorsement frоm thе customer оr client thаt уоu'rе profiling in thе case study. Thаt'ѕ еѕресiаllу important whеn thе case study iѕ аbоut a well-known оr well-respected firm in уоur target's industry. (They аlѕо tеll thе customer оr client thаt'ѕ bеing profiled thаt уоu аррrесiаtе thеir business аnd аrе proud оf уоur relationship.)

Case studies аrе a public expression оf pride аnd confidence withоut thе empty boasting thаt tеndѕ tо bе аt thе center оf hype аnd puffery. Thеу dоn't tеll уоur audience thаt уоu think уоu'rе great; instead, thеу сlеаrlу demonstrate whу уоu'rе great.

Finally, case studies аrе amazingly versatile. Yоu саn uѕе thеm in advertising, mailings, in email оr printed newsletters, оn уоur website, аѕ articles in trade magazines, in literature - аnуwhеrе уоu communicate! Savvy organizations knоw thаt video case studies саn bе еvеn mоrе powerful thаn printed ones, аnd аrе uѕing thоѕе videos in presentations аnd оn thеir websites.

Ovеr thе years, I'vе learned thаt thе biggest impediment tо creating successful case studies iѕn't a lack оf ideas оr hesitant customers. It'ѕ time. Whеn уоur staff members аrе bеing expected tо dо mоrе work in lеѕѕ time, identifying customers, clients, аnd projects thаt wоuld make excellent case studies iѕn't gоing tо bе аt thе top оf thеir agendas.

Thаt'ѕ оnе rеаѕоn thаt developing case studies iѕ well-suited tо outsourcing tо a PR firm оr a professional writer whо hаѕ experience in creating them. Anоthеr iѕ thаt ѕоmеоnе оutѕidе уоur organization will bring objectivity tо thе process, аnd a willingness tо point оut thаt a раrtiсulаr story mау nоt bе аѕ compelling tо thе оutѕidе world аѕ thоѕе within thе organization mау believe.

And whеthеr уоu choose tо lооk оutѕidе fоr уоur case studies оr hаvе ѕоmеоnе within уоur organization develop them, bе ѕurе tо ѕеt thеm uр аѕ аn ongoing program thаt'ѕ built uроn a schedule with firm due dates. Experience hаѕ taught mе thаt'ѕ thе mоѕt effective wау tо ensure thаt уоur stories аrе told.

My Laziness

jkhjk

My Laziness

One early 2009, when my dad bought a house for my brothers and me to start a business, I didn't want to go to work because I would be lazy to wake up early in the morning. Everyday, my brothers and my mom would ignore me or ignores me when I don't go to work due to laziness. I have never had a job and to suddenly work made it tough for me. I try to find excuses to not go to work and every time those excuses become worst and worst.

A lot of people try and talk to me or yell at me due to the fact that I am old enough not to talk to gently anymore about how much my dad has worked before in his life and still make him work for something I am responsible for, not to mentioned even if he bought the house for us. My dad should have been retiring by now until the business grew and I still get lazy in bed. I do go every now and then but I can tell I don't put my 100% on the business like my brothers do.

They try and mention to me about the money I could be making and everything else and that is the only thing I care about yet, I do not want to work for that money. I just the money to come to me without me doing anything at all.

When we were young, my dad bought houses at the places we used to live and it made me mad when he decided to sell them. I didn't think about how much my dad had to still be responsible for whenever the tenants break the faucets or pipes and make my dad be at 2 places at a time, like at the business job and then go to fix the pipe. My dad is at the age where he should relax. I decided to leave the business without thinking this way and yet my dad still supports me.

I get a lot of this from people and that I shouldn't act like this. Recently my dad wanted my brothers to buy a house for themselves and for me to live with them and he'll provide my part until finish school and they used that for a more good reason on how dumb I am for making my dad doing all this work. The one person who has all the time in the world yet doesn't want to do anything for it or to help. A lot of people got tired for my attitude, especially since I still get some of the profit without working for it.

Yea, I have thought about it through and decided to think now about my dad and went back to the business, my laziness is over, or at least I try to make it over as sometimes, I can still have of that in me but I try to wake up.

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love photo




Legal procedures you must follow when firing someone to avoid getting sued

Code of Ethics: Policies and Procedures


All organisations should have formal written policies in place on exactly what it is that they expect from their employees. A 'Code of Ethics' should be made available to new employees and even existing employees could be giving a refresher course on the existing policies. All employees should be made aware of the importance of this code and the seriousness in failing to follow these policies and procedures.

With the changes today in the way that organisations now rely on Social Networking sites, it is vital that companies include in their Code of Ethics rules and regulation on how social networking sites can be used by company employees. If organisations have staff members posting to sites such as Facebook or Twitter, then these members must be made aware of the limits on exactly how much information it is that they can post out there to others.

While social networking can work to an organisations advantage, one mis-quote or false accusation can lead to an employee or a company being held accountable for it in a court of law.

Writing a Code of Ethics

There are some basic facts which must be adhered to when writing a Code of Ethics.

1. The language should be relevant to the type of company it's for and it should be written in a way that is easily understandable by all the staff.
2. It should be generalised and not differentiate between management and employees. All staff should be expected to behave in the same way.
3. All departments of the organisation should be involved in its drafting to ensure all aspects of the organisation are accounted for.
4. This code should be continuously updated as the organisation grows and signed and dated by management and employees should be notified of these changes.
5. The topics that might be covered in this code could relate to record keeping, contract formation, client confidentiality, supplier relationships e.t.c

Disciplinary Step

If an employee fails to follow the 'Code of Ethics' or misbehaves in a way which in not appropriate in regards to the organisations policies or procedures, then certain action must be taken. There are five steps that must be followed before an employee can actually be fired from a job. Employees need to be aware of the disciplinary action stages and should at no time be surprised that disciplinary action could result in termination of employment for any inappropriate action in the workplace.

Stages
1. Caution
2. Verbal Warning
3. Written Warning
4. Final Warning
5. Disciplinary Action


1. Caution
This caution will take place between the manager and the employee and involves putting the employee on notice that their behaviour has been noticed. The reason an employee might be given a caution could be in regards to absenteeism or misuse of company time. Sometimes a caution could just be what the employee needs to make them aware that they are misbehaving. Also the caution allows the employer to find out exactly what it is that is wrong with the employee. They might be having personal problems at home or in fact might be under extreme pressure at work. A caution still needs to be recorded in an employee's file.

2. Verbal Warning
A verbal warning while verbal is still recorded on an employee's file. Again if a caution has not resulted in a change in the employee's behaviour then a verbal warning is issued. This is the first serious step toward notifying an employee that management are not happy with their behaviour. All warnings needs to be recorded in an employee's file in case of conflict with any decisions made later on. When a verbal warning is issued usually it is followed by a trial period where the employee must try to improve their performance or adjust their behaviour. Both parties in this instance would come to some agreed terms and would work together to help solve the problem that has occurred. Once the time frame is reached and no further problems have occurred, the note on the employees file could be removed.

3. Written Warning
A written warning involves giving the employee a letter stating that their behaviour is not appropriate. It follows a caution and a verbal warning. It would also be recorded in the employees file. A written warning letter should explain to the employees

- What the issue is.
- What action will be taken to correct it.
- A timescale on which it must be achieved.

Once the employee is notified in writing be it about their actions, attitude or behaviour they need to understand that management are serious and are not going to let this matter settle.

4. Final Written Warning
Once the final written warning is given to the employee they must be notified of the consequence of their actions continuing. If they do not follow the procedure and agreement that is reached between both parties, then their future actions could result in suspension or dismissal. Employees should never receive a final warning and not know how serious it is. The previous steps should always identify the seriousness of receiving a final written warning.


5. Disciplinary Action
If the previous steps did not work, then the final action to take is a disciplinary hearing. Once a situation reaches this stage, every previous action taken by the employer will be evaluated to ensure that an employee was not unfairly dismissed. It is up to the employer to be able to ensure that they tried to work with the employee to improve the situation.

When a disciplinary hearing is held both sides are involved. All necessary documentation is presented by both parties and each should tell their side of the story. The employee (defendant) should have a representative present who understands the seriousness of the situation. Once the evidence is heard the employee leaves the room and time is taken to reach a decision. This is to ensure that there is no bias or previous ruling made in regards to the situation.

The result of a disciplinary hearing could end in:
- A transfer to another area
- Dismissal
- Suspension

Some Facts


- Between 2011 and 2012, 186,300 claims were accepted by employment tribunals (ET) in the United Kingdom.
- In Australia 82% of unfair dismissal cases were settled in mediation.
- In 2013, the Supreme court in France upheld that dismissing an employee absent from work due to stress, workload or exhaustion was unfair.

The Booming World Of Ecommerce – It’s Not As Easy As You’d Think

Ecommerce is Growing

Online spend is now double what it was ten years ago and as more and more smartphones and tables come to the market this figure is only set to increase in the years to come. In a survey run by Broadband Choices of 2,000 adults, 36% said they did the majority of their shopping online while one in ten admitted that they buy something online at least twice a day.

It comes down to a matter of choice and ease of access. Go online and you can pretty much any item that you want from anywhere in the world, and if you’re willing to pay for it, have it shipped to your doorstep. Compare that to the weekly trudge round the shops and it’s easy to see why more and more people are shopping online.

The Competition Is Hotter Than Ever

With this popularity comes competition. Online shops are now competing for your cash and this opens a new realm of advertising techniques and digital strategies in order to win you over. Onsite they might offer you free shipping or a discount codes, but the real fight is out there on there on the street. Not the Main Street, but on the broad and varied lanes of the internet highway as ecommerce sites across the globe as themselves, how can we get potential customers to find us?

On Main Street this is easy. Pick a prime location, maybe an advert in the local paper to say that you’re open for business and wait for the customers to roll in. Online though, it’s a little trickier. The chances of someone just stumbling across your website and spending money are very small, there are billions of websites out there that they’re more likely to come across if you don’t put the effort in. You’ll need to put some effort into the makeup and search engine optimization of your site and if you don’t have a clue what that is, well then you’re probably going to have to go and talk to the experts.

Ecommerce Isn’t Easy

Getting your site and up there at the number one spot on global search engines has become a big deal. Why? Well because there’s big money in it. A recent case study found that at position 5, a website selling bingo cards received 6,000 unique visitors per month. While at position one 50,000 unique visitors a month. That’s a lot more traffic and a lot more conversions meaning a lot more money. This blog post by an internet marketing agencyproves that it’s not always easy for brands to get it right when setting up shop online. Even Posh Spice can get it wrong.

A combination of poor loading times and un-optimized title tags and page titles causes the outlet for Victoria Beckham’s new ecommerce adventure to fall a little short of the mark. The facts pointed out in the post speak for themselves. Even if Mrs. Beckham could get her site to rank at position five for the keyword ‘designer dresses’, she could drive 6% of that search traffic to her site and if only one in ten bought a dress (which are rather overpriced for what they are if you ask me, but I don’t suppose her target audience is surfer nuts from California) she could drive a further profit of £12,000.

Take Your Customer On A Journey


For those looking to set up an ecommerce websites, it’s a dog eat dog world out there and the customer is a fickle and short tempered source of income. Due to the fact that there are so many ecommerce websites out there, if your site doesn’t work properly or has some teething problems then potential buyers of your product could be immediately turned off due to your poor web design and go somewhere else. The trick is to test, take a look around the market and see what other ecommerce sites are doing to get customers in the ‘front door’, so to speak, and towards the checkout. What I mean here is getting them to find your website through a relevant search topic, have them land on your home page and go through the motions of browsing your site, choosing a product and purchasing.

You’ll need to walk your customer through this process, it needs to be simple, the content needs to be relevant and not spammy and your system needs to be able to stand up to a fair amount of traffic when a lot of people are using it if you want to be successful. And there are other things to think about as well. What about when you’re customer leaves, you want them to come back don’t you? Mailing lists, Twitter feeds, Facebook pages and Pinterest boards all go into making an ecommerce site work.

Creating a site that is easily found by customers is only half the battle. The rest of you job is making a website that’s both attractive and easy to use with quality content, quality products and the staying power to get customers hooked.

I hope you’ve enjoyed this article, I write on a number of subjects from ecommerce to employment advice. Why not check out Getting The Job You Deserve or some of my other articles on Wikinut

You can also follow me on Twitter

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Model Turned Hedge Fund Mogul

FASHSION MODEL TURNED WALL STREET MODEL

KEITHGILABERT WAS SCOUTED as an international fashion model at the young age of 15. In his short career he has modeled for top fashion houses in the U.S., Europe and South America. Gilabert says, “entrepreneurship chose me, I am grateful for the opportunities I have been given and modeling definitely taught me that I was my own product which I was marketing.”

As Gilabert became one of the top male models in LA, he soon commanded a fee of $1,000.00 a day to do runway shows. He modeled for high fashion clients such as Benetton, Marc Jacobs, Jcrew, Quiksilver and GHQ. Then suddenly in 1990 he left the fashion industry behind to focus on his education full time.

Gilabert reappeared in the press in 2001 as a top financial trader. In 2001, it was one of the most brutal years the stock market has ever experienced. Billions of dollars were lost worldwide and Gilabert returned over 15% in profits to his investors. His knowledge of the financial markets made him a self-made millionaire by the age of 30.

It’s no surprise that Gilabert has parlayed his success as a Benetton model into an international enterprise. While modeling internationally, Keith Gilabert became fluent in 3 languages and made many business contacts that he used to build a $100 million dollar financial trading firm.

For the past 20 years Gilabert has been negotiating multi-million dollar business contracts for some of Wall Streets’ most respected firms. Gilabert says, “Modeling and Wall Street are very similar, people will always tell you it can’t be done, but if you believe in yourself, it can be done.” Gilabert adds, “There is no disgrace in failing, it’s an opportunity to learn from your mistakes and start over.”

Today, Keith Gilabert has focused his efforts on philanthropic causes. Gilabert's foundations are funding programs to bring awareness to social issues such as domestic violence. Gilabert says, “We all have a moral responsibility to help those that are in need, if we don’t act then what have we become?”

The foundation sponsored by Keith Gilabert most recently received an award by The American Heart Association. Gilabert states, “I know that I can’t change the world overnight but If I can make one change a day, after a year, that’s a pretty big impact.”
Keith Gilabert has been recognized by human rights advocates and several non-profit organizations.

The Key Reason Why VPS Needs To Be Your First Preference

Virtual Private Server Hosting

Internet hosting is available in many kinds because you could have one of several hosting plans to decide on. Hosting that is shared is probably the most popular since it is very inexpensive and simple to get the hang of along with the control panel which comes with it. You have to keep in mind though that along with cost conserving comes less choices with respect to features. This could be a issue for several people but if you happen to be searching for a web server hosting plan which offers a bit more bang for your buck you may want to start thinking about choosing a virtual private server or VPS hosting as it is termed.

The way VPS hosting works is by way of virtualisation meaning full customization is usually made available to every profile holder even though they share the very same hosting server. It really is in lots of ways much like having your very own dedicated server plan however on a much smaller degree and with it a much reduced price on top of that. There are usually only a handful of account holders on each server utilizing VPS hosting but every one account is handled on their own from one another.

As all account holders will always be on the same server the memory and processor are typically still joint however in contrast to a shared hosting server the fact that there are only a several people on it in contrast to hundreds or even thousands can easily make a true difference to the speed and stability of your website.

Seeing that you have got root access to the server this allows you to personalise your VPS hosting account in many ways along with the setting up of your current applications. So if you feel looking for a hosting plan that offers additional adaptability at an affordable price then VPS hosting is obviously a server hosting plan you should look into implementing.

With regards the purchase price, an effective way of working out the differing types of hosting plans should be to think about cost in areas. This is the basic estimation but to provide you one example a shared hosting plan might cost $10 per month on average where as a VPS hosting plan costs at about $40-$50 each month. Totally dedicated plans on the other hand will often cost you close to $160 a month while you might discover plans which is slightly less expensive but not by a lot.

One thing it is best to comprehend is usually that a VPS hosting plan is literally the same as you would find on a shared hosting plan with regards to the control panel goes however, with the root access part you do need to know a little more about server side control. You don't have to worry about this area if you don't choose to customise the server in any respect. Lots of individuals just enjoy the fact that they have extra bandwidth and space in conjunction with enhanced reliability. If you do plan to customise your hosting server though and your working experience is restricted then I ought to point out that you go for a manage server package as opposed to an unmanaged plan. It may cost slightly more but the hosting provider will probably take care of a lot of the task that goes in line with operating the server. In fact I would urge, no matter whether you have superior abilities or not it is recommended to go with a managed server anyhow. It is because there is a lot that could be unsuccessful with servers and they are a pain in the neck to keep updated and in check. For most members the extra need for managing their own system isn't seriously worth it to them.

Overall though, Virtual dedicated server hosting is the foremost form of advanced beginner server hosting plan you can have as things are in a position to deal with larger websites with more intricate features and can take care of larger varieties of page views without a lot of cause for worry. There are also normally a number of amounts of VPS hosting if you happen to need to improve in the future. This helps ensure the graceful running and exchange of hosting plans should the needed arises.

If you are searching for a hosting package to reach your current desires be sure to find out more about VPS hosting simply because it could possibly be the most effective ticket for you.

M-Commerce business in 2017 are projected to hit $ 3.2 Trillion

Business value of e-commerce transactions through a mobile device (m-commerce)

Business value of e-commercetransactions through a mobile device (m-commerce) in 2017 is projected to penetrate the $ 3.2 trillion. Doubled over the position this year is estimated to USD 1.5 trillion.

Juniper Research in a research quoted from Cellular-News, Sunday (23/06/2013), said m-commerce will be driven high mobile banking transactions as bill payments through mobile devices increasingly used to be done by the users across the world.

Another thing that will drive m-commerce is the industry sectors such as retail, airline, financial institutions continue to increase as a function of channel mobile engagement and payment channels for customers.

Action of Visa and MasterCard in developing Near Field Communication (NFC) and the e-ticket airline, is one example. Another thing is the policy of the operator in cooperation with the players Over-the-Top (OTT) for carrier billing.

These factors will drive the growth of the digital economy and the rise in the number of adults who touched the banking services by 50% thanks to mobile commerce services.

But on the other hand, there are still challenges to be faced because there are many retailers who do not improve the ability of the site to serve the m-commerce and not user friendly.

Next, Infrastructure Point of Sale (POS) that has been installed instead become a bottleneck for the development of NFC players are reluctant to restructure the investment considerations.

Why to rescue banks

Why to rescue banks

This is the question that everybody is asking around. Why do we have to rescue banks with public money? Haven't they been private businesses? Therefore, if they've misused their funds or they go bankrupt, we should let them fall.
This is what everybody claims around. This is what we read on newspapers day in and day out.
Many banks lent money to people to buy houses when all was fine or so we thought. They wanted to catch on new customers. They wanted to have them hooked on never ending mortgages. Most people only wanted to have a home or to start a business. Then, the big racket arrived and people started to lose their jobs. No way to go on paying their loans and mortgages, but bank managers took off their friendly and helpful masks -Pay up or out you go from your home!
Evictions started on to the extend that fire brigades have refused to collaborate with their evicting plans.
Up till now thousands of families have been evicted from their homes with their children, the elderly and the sick. Other people opted out to take on their on lives jumping out their balconies when they spotted the police and the judge coming along to evict them.
The banks are in trouble and all what governments think of is to rescue them with public money, but public money is necessary to cover for people's needs -schooling, education, health care or whatever needs to be done within the Welfare State.
Would anyone believe this is a crisis? It certainly is not. It's a racket staged by financial markets and banks to implement their liberalism. Welfare State is costly, but they don't need it.It has to go, according to their plans. Ah, the financial markets and banks! They're the real rulers of the world and government are mere puppets in their service.
Why to rescue banks with public money? This will be a common question that we'll hear around and everywhere.

(C) Copyright. Vicky Pino. July 1st., 2013.

All About Search Engine Optimization

Search Engine Optimization

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