Saving money
In this kind of economy, it's imperative that you save as much as you can. I know that I always try to learn new ways to save and here are some tips to help you save. We can't afford to take out loans or over use credit card and go into debt. It's best to spend less but have a big saving account. It can be done, you can save yourself lots of money.
Live with family
Of course, you will save lots of money if you live with family. A lot of us like our own place and freedom, but that will cost you an extra grand a month, and it's not ok if you can't afford it. Nowadays, everything is so costly that you should save every penny that you can rather than spend every penny that you have.
If you are young, you should wait to move out and try to live at home until you can afford to move out. You won't stress yourself out trying to work and going college and trying to save. It's way too stressful to pay for every little thing and you shouldn't do so if your house is empty and your parents can afford to let you stay with them.
Cut down on entertainment
You don't need cable nowadays, with everything being free online. Many websites provides recent brand new movies and shows for free in exchange for your pageviews. They get pay when you views via ads, so you don't have to pay for cable. You will save four hundred bucks a month. You will save $5k a year. This is great savings and you can take that money to pay for your smart phone bill.
Cut down on your phone bills will help too. I pay $100 for two lines per month while other pays the same for one line. You don't need all kinds of service that you don't use, it will just waste your money. Only subscribe to what you need or
just subscribe to the basics only as you don't need more when you have a laptop where you can get services on there.
You barely have to go out to theaters nowadays cause there are so many new movies online for free viewing. You can try youtube, hulu, dailymotion or even a little fee for netflix.
Cut down on cigarettes and alcohol
Habits will cost you. Cigarettes can cost you about $400 a month or $5000 a year.
It will also cost you $50,000 for cancer treatment later on in life. Smoking is bad for your health and can give you cancer later on so quitting smoking is the best thing you can do for yourself. Drinking can also cost you lots of money and health problems later on in life. It just cost to drink overall.
You can save $5000 a year if you quit drinking. Drinking on special occasion is great but every day will make you sick and out of order. It's just unhealthy to drink.
These are two common costly habits of most people.
Stop shopping on the impulse
Shopping on the impulse will cost you. It will cost lots of money if you shop on the spur of the moment so budget and don't go shopping unless you have to.
Many people have a closet full of clothing and things that they never take the tags off even and yet they still shop for more.
It's a problems that many women have like me sometimes. However, I shop for big bargains. If you love to shop, try the flea markets, you won't get in trouble that way, everything is so cheap.
Traffic tickets and late fees
I used to pay at least $500 tickets each month while living in CA. There is no way that one can avoid traffic tickets in CA. It doesn't happen so in Vegas.
You should drive carefully and maintain your car and have all documents ready so you don't have to pay for tickets. Did you know that $40 of late fees each month multiply by five late fees will cost $150 each month that can be used to pay your phone bills.
Look for sales
If you must shop, you should shop for sales instead of going to high end places.
You can shop at places like food for less or Smith rather than Albertson where it cost
twice to shop. Try the flea market or Ebay for less cost on your favorite merchandise. You can also use reward cards to save more.
Shop on Ebay
You can save a lot by shopping for sales or discounted items on Ebay. It's better to shop on Ebaybecause people let go of things they don't want for little price while you might like it.
I got a Vogue subscription for $5 a year for 12 nice issues, it's like getting it for free.
You can buy things for nearly a dollar on Ebay if you auction it right. You can buy valuable merchandise for less.
You're also buying from wholesalers who can afford to sell for less. It's better to buy from wholesalers than retailers, where
they will charge for profit.
Live with family
Of course, you will save lots of money if you live with family. A lot of us like our own place and freedom, but that will cost you an extra grand a month, and it's not ok if you can't afford it. Nowadays, everything is so costly that you should save every penny that you can rather than spend every penny that you have.
If you are young, you should wait to move out and try to live at home until you can afford to move out. You won't stress yourself out trying to work and going college and trying to save. It's way too stressful to pay for every little thing and you shouldn't do so if your house is empty and your parents can afford to let you stay with them.
Cut down on entertainment
You don't need cable nowadays, with everything being free online. Many websites provides recent brand new movies and shows for free in exchange for your pageviews. They get pay when you views via ads, so you don't have to pay for cable. You will save four hundred bucks a month. You will save $5k a year. This is great savings and you can take that money to pay for your smart phone bill.
Cut down on your phone bills will help too. I pay $100 for two lines per month while other pays the same for one line. You don't need all kinds of service that you don't use, it will just waste your money. Only subscribe to what you need or
just subscribe to the basics only as you don't need more when you have a laptop where you can get services on there.
You barely have to go out to theaters nowadays cause there are so many new movies online for free viewing. You can try youtube, hulu, dailymotion or even a little fee for netflix.
Cut down on cigarettes and alcohol
Habits will cost you. Cigarettes can cost you about $400 a month or $5000 a year.
It will also cost you $50,000 for cancer treatment later on in life. Smoking is bad for your health and can give you cancer later on so quitting smoking is the best thing you can do for yourself. Drinking can also cost you lots of money and health problems later on in life. It just cost to drink overall.
You can save $5000 a year if you quit drinking. Drinking on special occasion is great but every day will make you sick and out of order. It's just unhealthy to drink.
These are two common costly habits of most people.
Stop shopping on the impulse
Shopping on the impulse will cost you. It will cost lots of money if you shop on the spur of the moment so budget and don't go shopping unless you have to.
Many people have a closet full of clothing and things that they never take the tags off even and yet they still shop for more.
It's a problems that many women have like me sometimes. However, I shop for big bargains. If you love to shop, try the flea markets, you won't get in trouble that way, everything is so cheap.
Traffic tickets and late fees
I used to pay at least $500 tickets each month while living in CA. There is no way that one can avoid traffic tickets in CA. It doesn't happen so in Vegas.
You should drive carefully and maintain your car and have all documents ready so you don't have to pay for tickets. Did you know that $40 of late fees each month multiply by five late fees will cost $150 each month that can be used to pay your phone bills.
Look for sales
If you must shop, you should shop for sales instead of going to high end places.
You can shop at places like food for less or Smith rather than Albertson where it cost
twice to shop. Try the flea market or Ebay for less cost on your favorite merchandise. You can also use reward cards to save more.
Shop on Ebay
You can save a lot by shopping for sales or discounted items on Ebay. It's better to shop on Ebaybecause people let go of things they don't want for little price while you might like it.
I got a Vogue subscription for $5 a year for 12 nice issues, it's like getting it for free.
You can buy things for nearly a dollar on Ebay if you auction it right. You can buy valuable merchandise for less.
You're also buying from wholesalers who can afford to sell for less. It's better to buy from wholesalers than retailers, where
they will charge for profit.
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